If you get hurt or sick because of your job, workers’ compensation is there to help you deal with it. It doesn’t matter where you work, whether it’s in a warehouse, an office, or on a construction site; anyone can get injured or sick while doing their job. Workplace accidents happen all the time. In just one year, nearly 2.8 million workers got hurt or sick on the job.
These injuries can range from minor scrapes to long-term disability. For some people, the injuries are so bad that they can’t work anymore, and for families who’ve lost a loved one, the impact is even worse.
No matter what or how you’ve suffered due to these accidents, you can always count on a workers’ compensation attorney to help you get maximum compensation.
The Types of Injuries that Workers’ Compensation Covers
Here’s what workers’ compensation offers coverage for:
Most people think of accidents as things like falling from heights or getting hit by machinery, but honestly, injuries come in all shapes and sizes. It might be a sprained wrist from lifting something wrong or a twisted ankle from a poorly lit stairway. It doesn’t matter how severe the injury seems; if it happened while you were on the job, you’ve got options.
What a lot of people don’t realise is that workers’ compensation is designed to cover all types of injuries, no matter how minor or major. The last thing you need to worry about when you’re trying to heal is paying for doctor visits, prescriptions, and time off work.
Workers’ compensation is meant to give you that financial cushion so you can focus on getting better without stressing over bills piling up.
Your workers’ compensation can actually cover more than you might think. If you’re injured and need physical therapy or special equipment to help you recover, maybe a brace, crutches, or some special treatment that helps you get back on your feet, that’s all covered.
What many workers don’t know is that mental health issues caused by work are covered under workers’ compensation, too. Therapy, counselling, and even medication may be part of your treatment plan, and those things are all eligible for coverage.
If your work environment has been the cause of these mental health problems, then workers’ compensation should step in and help you out, just like it would for a physical injury.
Slip and fall accidents happen when you trip or slip at work and get hurt. It could be from something like a wet floor or an object on the ground. Workers’ compensation helps cover the medical bills and lost wages if this happens while you’re working. It’s there to make sure you don’t have to pay for everything out of pocket.
A broken bone can knock you out of commission for weeks, sometimes months, depending on the severity. You might need surgery, long recovery time, or even physical therapy to regain full use of the injured limb. That’s all the time you’re not working and earning money.
If you break a bone at work, workers’ compensation covers your medical bills and any time off work to heal. It doesn’t matter if it’s a small break or a bigger injury; as long as it happens while you’re working, you’re covered.
Occupational diseases are health problems caused by your job, like breathing issues from dust or chemicals. The thing about occupational diseases is that they develop slowly. It might take years for the symptoms to become obvious, but by that time, the damage could already be done.
If you’re dealing with a long-term illness that was caused by your job, workers’ compensation can help cover the costs of treatment and any time you need off work to recover.
You’ll need to be able to prove that the illness is directly linked to your job, but with the right evidence, workers’ compensation will cover the treatment you need.